Aerial view of a Texas neighborhood

Altivar Capital

Where Growth Meets Discipline

Building and scaling private lending businesses nationwide — with the capital framework, systems, and strategic guidance that let local lenders perform with institutional consistency.

Our Firm

Disciplined growth creates lasting value.

Altivar Capital is built on the idea that disciplined growth creates lasting value. Named for the Latin altus and variare (to change), Altivar partners with experienced operators to build and scale private lending businesses nationwide.

We provide the capital framework, systems, and strategic guidance that allow local lenders to perform with institutional consistency. With seasoned leadership and vigilant oversight, we help our partners achieve sustainable growth and operational excellence in the evolving private credit market.

Our approach blends entrepreneurial drive with disciplined execution — helping operating partners grow responsibly and investors deploy capital confidently.

What We Do

Core Competencies

Capital Framework Development

We design tailored capital structures that empower local lenders to scale their private lending operations efficiently, with flexible funding solutions aligned to each partner's needs.

Strategic Guidance & Expertise

Our seasoned leadership offers hands-on strategic support, guiding operating partners through the complexities of the private lending landscape with actionable insights and industry best practices.

Operational Systems Implementation

We equip partners with robust systems — from advanced technology platforms to standardized processes — enabling local lenders to operate with institutional-grade consistency and reliability.

Vigilant Oversight & Risk Management

Our disciplined approach helps partners navigate market dynamics, mitigate risks, and maintain sustainable growth — fostering confidence for both lenders and investors alike.

Affiliate Lenders

Partners across the country

BH Capital
Sterling Lending
GPL Partners
Low Tide
Bay Mountain Capital
Meridian

Team

Leadership

Dean Lontos

Dean Lontos

Founder & Managing Partner

Dean Lontos is the Founder and Managing Partner of Altivar Capital, where he leads the firm's mission to build and scale private lending platforms nationwide. With over 20 years of experience in private credit, Dean has originated, managed, and serviced more than 4,000 loans through Altivar and its affiliates.

Dean is also a co-founder of Kalterra, a Texas-based real estate investment and development firm focused on Class A multifamily and mixed-use projects. He has completed more than $2 billion in real estate transactions, bringing deep expertise in capital formation, structured finance, and strategic growth. He holds a B.B.A. in Finance from the University of Texas at Austin.

Loy Shaw

Loy Shaw

Founder & Managing Partner

Loy Shaw is a Founder and Managing Partner of Altivar Capital, bringing more than 25 years of experience in commercial, multifamily, and single-family real estate ownership and finance. He has played a key role in capitalizing, training, and mentoring multiple hard money lending startups across the United States.

Previously, Loy served as Managing Director for a real estate investment fund manager that deployed over $450 million of equity into distressed acquisitions and opportunistic financing strategies. Loy holds a B.S. in Finance from Georgetown University.

Austin Meadows

Austin Meadows

Managing Director

Austin Meadows serves as Managing Director of Altivar Capital, where he leads the firm's business development and capital markets strategy. With more than 7 years of principal, lending, and investment experience, he has contributed to over $1 billion in acquisition, development, lending, and asset management activity since 2018.

Prior to Altivar, Austin held senior roles at Culver Investment Partners, Kalterra Capital Partners, Bay Mountain Capital, and Triple Crown Investments. He holds a BS in Finance with a Real Estate emphasis from Texas Christian University and is based in Dallas, Texas.

Contact

Contact us.

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2651 N Harwood St, Dallas, TX 75219